Thinking about the possibility of disaster or something bad happening to you that you are incapacitated or worse isn't pleasant - ever. But it's something I have seriously considered myself and planned for (I even made a will this year). For the first time ever that I can recall, this topic of what to leave in your place if something should happen to you was addressed on WMW. Called "Hit by a Bus" it's not only an apt title, but a thread that gets you thinking, as well as some handy suggestions.
If you have children, it's easy to consider taking the time to write everything down, and make proper arrangements for your business and websites to continue to bring in some cash. If you don't have kids, maybe you have a girlfriend/boyfriend or siblings that can use some help or parents you want to give to. Don't forget, you may not die or pass away, but what if you get really sick for a period of time, or incapacitated and need assistance to continue your online business? If your business is incorporated, you may already have someone designated as an employee/officer of the corporation that can continue to deposit incoming checks and run the business legally.
The New Year is good time to gather up your AdSense Empire codes and the basic info on hosting, passwords, and even suggesting someone to contact for help, or to sell the site(s) to. Just type up this info as clearly as you can so even an internet novice will know what to do, then store it in a safe, safety deposit box, or other predetermined location. I actually keep a "little black book" to write down info I need for my work. Updating this information once a year is a good idea as things change.
Also consider taking the next step towards estate planning and write a letter to your family (survivors) and let then know how to access your documents and what you want them to do, i.e. "First try to maintain sites with Joe Smith's help. As a last resort, contact XYZ.com or Mr. Abc to sell the websites to."
None of this takes the place of a proper Estate Plan or will, and you should contact an attorney in your area to find out what exactly you need.
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